WHEN "OFF THE RACK" ISN'T ENOUGH

Standard insurance was not designed for high net worth clientele. Increased wealth means increased risk and exposure—and that demands more specialized coverage.

We’ll help determine your biggest risks. Then we’ll work with you to minimize and protect against those risks with insurance products that fit your specific needs.

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Personal Liability & Umbrella Insurance

Personal liability and umbrella coverage provides financial protection if you are sued for bodily injury, property damage and more. We will work with you to determine the proper level of coverage with the appropriate limits to ensure you and your family are protected.

We can help with:

  • Activities of an officer or director of not-for-profit organization
  • Legal defense
  • Blanket contractual liability
  • Worldwide coverage
  • Personal injury
  • Uninsured motorists
  • Owners of Rental Units
  • And more

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HOMEOWNERS INSURANCE

Your home is one of your biggest investments and deserves proper protection. Unfortunately, standard homeowners insurance is often chosen for price without a full understanding of what is covered – and what is not. We will make sure your residence is covered with all of the protection it needs.

We can help you with:

  • Secondary residences
  • Homes in a family trust
  • Higher liability limits
  • Flood protection
  • Earthquake protection
  • And more

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VALUABLE ARTICLES INSURANCE

Standard homeowners insurance comes with limitations. If you own a collection of valuable possessions—from heirlooms to jewelry, art and more—a separate policy might be needed to provide adequate protection. We will work with you to ensure all of your valuables are fully covered.

We can help you with:

  • Market value settlement clauses
  • Breakage coverage of fragile items
  • Coverage for lost items
  • Automatic coverage for newly acquired items of like kind
  • And more

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AUTOMOTIVE INSURANCE

When it comes to luxury vehicles, standard insurance policies don’t provide adequate coverage, often requiring stricter underwriting and higher premiums. We’ll help you find a provider that offers all of the coverage you need for your high value vehicle without requiring excess coverage and excess charges.

We can help you with:

  • Replacement Value
  • Rental Car Reimbursement
  • Worldwide Rental Car Coverage
  • Guaranteed original equipment manufacturer parts (OEM)
  • Repair shop or dealership choice
  • Parts Replacement
  • And more

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Watercraft Insurance

Insurance is vital for yachts, boats and personal watercraft. A personal watercraft policy can protect you and your watercraft in ways that homeowners or auto insurance policies cannot. We’ll help you customize coverage with liability and property damage limits that fit your specific needs.

We’ll make sure you have protection for:

  • Stolen watercraft replacement
  • Medical expenses from injury
  • Damages
  • Accidents on land
  • And more

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We appreciate your interest in Boyd, Shackelford, Barnett, & Dixon and we’re ready to discuss your needs. A Boyd, Shakelford, Barnett & Dixon Advisor will reach out to to gather more information.